Dear Atlantic College Planning clients...

At ACP,

We believe the recent rulings by the...

• (SCOTUS) Supreme Court of the United States, 
• United States Department of Education,
• Federal Student & Parent Loan programs

have permanently changed...

• The College Admissions process,
• All Financial Aid, Loans, Grants & Scholarships, 
• "WHAT & HOW" families pay for college,

We believe understanding these changes could be the best way to...

• Reduce the stress of planning & paying for college & or 
• Save you $1,000 today and $10,000's during college!

How much have you saved for college?

• $0 to $3,000?
• $3,000 to $30,000?
• $30,000 to $300,000 or more?

What % of your income or assets should survive college?

• 0%-10%?
• 10% to 50%?
• 50% to 75% or more?

Can you pay cash for a four year college degree?

• $25,000 per year x 4 years = $100,000?
• $50,000 per year x 4 years = $200,000?
• $75,000 per year x 4 years = $300,000?

Need Financial Aid, Loans, Grants & Scholarships to afford College?

• $25,000 per year x 4 years = $100,000?
• $50,000 per year x 4 years = $200,000?
• $75,000 per year x 4 years = $300,000?

How many students will attend college?

• 1 Student =  $100,000 to $300,000?
• 2 Students =  $200,000 to $600,000?
• 3 Students = $300,000 to $900,000?

Would you like a customized multi-year college plan that COULD...

• REDUCE the stress of college forms, timelines & deadlines?
• REDUCE what you pay for college by 10%-30% or more?
• IDENTIFY the 10 "Best" colleges for each student?
• IDENTIFY the 10 "Best" colleges for your family budget?
• IMPROVE college admission results?
• IMPROVE On-time or possible early graduation from college?
• INCLUDE Academic Assessment, Interview & Resume Prep for Honors, 3x3 or CO-OP?
• INCLUDE DI-II-III Athletic Assessment for speed, strength, sport, showcase, etc.?
• SAVE $1,000’s today on college?  
• SAVE $10,000’s each year of college?
• MINIMIZE college loans & debts?
• MAXIMIZE financial aid, grants & scholarship eligibility?
• LIST of alternative ways to cash flow, budget or afford college without financial aid?
• LIST of contingencies incase of unemployment, disability, divorce, or other life events?

Regardless of Income, Assets, Student GPA or Athletic Ability...

Are you prepared to pay $100,000 to $300,000 or more for college without professional advice?

Please fill out the form below:

• Let us know how you found us.
• Let us know how we can help you.
• Bring us your college planning concerns.
• Would you like to attend a free local college workshop?
• Would you prefer a phone, online, or office meeting?
• Referred by an existing client, High School, HR Department, CPA or Attorney?  
• Would you like our FREE "EFC Fact Sheet" to help you get organized for college? 

We're located at 100 South Jefferson Road, Suite 108, Whippany, NJ 973-975-4846.

We have 30 + years experience helping families in NJ, NY, PA, USA, Europe and South America.

Regardless of Income, College Savings, Student GPA or Athletics, ACP can help!

Looking forward to working with you.

Sincerely,  

ACP Management & Staff

We Believe...

Regardless of Income, College Savings, Student GPA or Athletics,

The recent rulings by the...

• (SCOTUS) Supreme Court of the United States, 
• United States Department of Education,
• Federal Student & Parent Loan programs

have permanently changed...

• The College Admissions process,
• All Financial Aid, Loans, Grants & Scholarships, 
• "WHAT & HOW" families pay for college,

We Believe...

Understanding these changes could be the best way to improve the advice you give your clients!

• Interested in improving the college advice you give to your clients?
• Interested in improving client referrals and retention?
• Interested in working with experienced professionals?

If yes, please send us an email. 

We look forward to working with you.

Sincerely,  

ACP Management & Staff

PEO's, Business Owners & Corporations:

College Planning as an Employee Benefit?

Increase Employee Productivity & Retention?

• Number of Employees: 1-100?
• Number of Employees: 100 to 10,000 or more? 
• Regardless of payroll or existing benefits...

Imagine how adding college planning to your employee benefits

could significantly increase employee productivity & retention!

WE HAVE GREAT NEWS!

Beginning  October 15, 2026 

As part of a larger supplemental employee benefits package

Atlantic College Planning will offer our NEW AI Based college planning services to your employees at no charge!

If you would like to preview the beta version of this on or after October 1st, 2026

Please reach out to 

hmcdonald@atlanticcollegeplanning.com

Sincerely,  

ACP Management & Staff